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Carter's® Credit Card Application


To apply you must:

  • Be at the age of majority in your state or territory
  • Have a valid government-issued photo ID
  • Have a valid government issued tax identification number (such as SSN or SIN)
  • Have a street, rural route, or APO/FPO mailing address, and at least one mobile or alternate phone number. PO Box mailing addresses are not accepted.

Contact Information

Please enter a valid phone number

By providing your contact information above, including any cellular or other phone numbers, you agree to be contacted regarding any of your Comenity Bank or Comenity Capital Bank accounts via calls to cell phones, text messages or telephone calls, including the use of artificial or pre-recorded message calls, as well as calls made via automatic telephone dialing systems, or via e-mail. To open an account, you must have at least one mobile or alternate phone number.

Add someone to your credit card account Learn More

Authorized buyers are allowed to purchase on your account; however, as the primary account holder, you are responsible for payments on all purchases.

You may add one authorized buyer to your account at this time. Once your account is open, you may add up to four total authorized buyers.

Personal Information

We use this information to verify your identity and obtain credit bureau information.

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In order to comply with federal law, and to determine factors such as your credit limit, we consider your ability to meet the payment obligations associated with this account. Your income information is part of that consideration. Alimony, child support or separate maintenance income need not to be included if you do not wish to have it considered as a basis for repaying this obligation. Married WI Residents only: If you are applying for an individual account and your spouse also is a WI resident, combine your and your spouse's financial information.

Electronic Consent

You must read the disclosures presented in the Electronic Consent section of the Terms and Conditions box below prior to checking the consent box and print a copy for your records. Please also read the Credit Card Agreement, Privacy Statement and other information presented in the Terms and Conditions box prior to submitting this application and print a copy for your records.

Consent to Account Terms and Conditions

Consent to Financial Terms of the Account

I understand that by checking the "I Consent" button and clicking "Submit Application" I agree to the Terms and Conditions, acknowledge the receipt of the Privacy Notice, consent to electronically receive documents, and electronically sign this application/solicitation.
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Cancel Application & Return
⁶Application and approval must occur same day to receive the offer. Cannot be combined with other offers. Valid one time only. The entire transaction amount after discount must be placed on the Carter’s® Credit Card.
Excludes gift cards and sales tax.

Credit card offers are subject to credit approval.
Carter’s® Credit Card Accounts are issued by Comenity Capital Bank.

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